How do I integrate Stripe or Authorize.Net in Dynamics 365 Business Central?

If you want to accept credit card payments in Dynamics 365 Business Central, the first question is usually, “Can I connect my payment gateway directly?”

The short answer is yes. The longer answer depends on how flexible you want your setup to be.

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Most Business Central users start with Stripe or Authorize.Net because they already use them for eCommerce or recurring billing. The problem is that most Business Central payment integrations only work with one gateway at a time. Once you install it, you’re stuck with that provider unless you rebuild the connection from scratch.

That limitation adds unnecessary friction as your business grows. USTPay removes that barrier.

One setup, over 120 gateways

USTPay connects Business Central to more than 120 payment gateways, including Stripe, Authorize.Net, PayPal, Adyen, and Moneris. You can use one, several, or switch between them at any time with USTPay.

The idea is simple. You shouldn’t have to change your ERP or reinstall anything just because your payment processor changes. USTPay keeps everything in one place so you can add or replace gateways as your business expands. Here’s how it works:

Bring Your Own Processor (BYOP)

Unlike other payment solutions on Appsource, USTPay allows your organization the ability to Bring Your Own Processor (BYOP) if you so choose.

The result is a more rapid ERP implementation, and eliminates the friction associated with changing vendors.

Simple plug-in installation

Setup takes minutes. After installing USTPay, you open your connection settings, select the gateway, and enter your API user ID and password.

That’s it. No middleware or extra web apps. Once connected, Business Central handles the rest. All payments, authorizations, and reconciliations happen directly inside your ERP.

PCI-compliant security from the start

Security matters as much as convenience. USTPay keeps card data outside of your Business Central environment by using hosted payment pages and iframe-based capture. Sensitive data never enters your system, which keeps you aligned with PCI compliance standards.

USTPay also supports card verification without authorization, a feature that helps when you need to confirm a card before shipping without holding funds. This gives customers a smoother experience and protects their credit limits.

Full control over transactions

Once connected, you can manage every step of payment processing from inside Business Central.

• Turn a sales order into an invoice and collect payment immediately

• Create an authorize-only transaction to hold funds until fulfillment

• Apply partial payments for split shipments or deposits

• Issue refunds or voids directly, and Business Central updates all records automatically

  
  

If a refund happens on the same day, USTPay voids the transaction so the customer never sees a pending charge. That small detail prevents confusion and improves trust.

Lower card fees with Level 3 data

USTPay supports Level 3 transaction data, which includes line-item details for Visa and MasterCard. That information helps qualify each transaction for lower interchange fees. Many integrations skip this step and leave money on the table.

Every qualifying transaction in Business Central includes the data you need to minimize your payment costs.

Dashboards built for finance teams

USTPay includes a built-in dashboard that highlights payment activity across all gateways. You can track processed payments, refunds, and reconciliation status without switching systems. It gives your finance team a full picture of payment performance in real time.

User interface:

The User interface in Business Central stays the same regardless of which payment processor or gateway you choose or later decide to add on.

The result is that your organization can easily scale in the future without the risk of new integrations or the introduction of a new process flow in Business Central.

Why flexibility matters

Rigid integrations work until your business changes. If you expand to new markets or start accepting new payment types, you shouldn’t need a new integration. USTPay lets you add gateways on your own terms.

That flexibility saves time during setup and protects you from vendor lock-in later. It keeps your payment process scalable and aligned with your operations.

Payments built for Business Central

Every transaction in Business Central touches your ledger, your cash flow, and your customer data. USTPay brings all of that together. It keeps payments secure, compliant, and connected to your ERP.

If you want to integrate Stripe, Authorize.Net, or any other gateway into Business Central, USTPay gives you the freedom to choose.